Every we support people as they achieve their money goals, build their credit day

Every we support people as they achieve their money goals, build their credit day

We’re more than simply a money-lender: we’re for an objective to produce credit that is accessible reality for many.

Install our mobile software

The Oakam app that is mobile allow you to apply along with assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Evaluation your payment routine

Reasons why you should join Oakam

Bad credit? We will tune in

We’ll tune in to your tale if you should be on advantages, have credit that is bad or perhaps found its way to the united kingdom. We’ve caused it to be our goal to split down monetary barriers and enhance accessibility for several.

No residence visits – previously!

Cash is a exclusive matter and we ensure that is stays by doing this. Think about us as an option to doorstep financial financial loans. We’ll never ever hit on your own home and you may constantly achieve us using the internet or higher the telephone.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are quick and clear. We don’t charge late charges and there’s no cost connected with repaying early.

Your connection to a better future that is financial

As you pay off your Oakam loan, you can easily unlock reduced rates, larger quantities and longer terms. It’s our method of assisting you grow your credit profile with time.

Manage the Oakam app to your loan

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new financial loans in the near future.


Oakam provides direct and easy economic solutions for individuals who battle to borrow from financial institutions. We provide accountable use of credit and are usually aimed at providing our clients with value.

Every time we help individuals while they achieve their cash objectives, develop their credit profile, and accessibility much better loan prices. In the exact same time, through the use of our mobile application to settle on time, Oakam consumers are changing the financing industry, making credit more affordable and much more available for everybody.

How can it work?

It’s simple! You’ll use on our internet site, or via our cellular software. The application can be downloaded through the Apple iStore for iPhone devices, or from the Bing Enjoy shop for Android devices. Should your application is authorized, the money is provided for your money from the day that is same. Many successful prospects obtain their particular loans within an hour or two to be approved.*

At the mercy of condition. From the application, we shall ask you to answer for the income that is monthly and in information, so that you can make sure you really can afford the month-to-month repayments within the lifetime of the loan.

Does Oakam do a credit search?

Yes. But we do not base our choice entirely on your credit score. At Oakam we recognize that life does not constantly get as prepared. We payday loan Celina OH comprehend you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various other lenders though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit score and cost assessment assist us understand your present circumstance whenever we assess the application for a financial loan.

Therefore, also if you’ve been declined by various other loan providers in the past, we would be in a position to assist.

I will be not used to the united kingdom. Can Oakam assist me with that loan?

Yes. We ask which you have already been a citizen in the united kingdom for at the least half a year before you apply for a financial loan with us. All financial loans are susceptible to cost checks along with your monetary condition. We welcome new clients each day and, because our web application procedure is totally automatic, it is possible to use if you want to, seven days per week. Our loans tend to be at the mercy of your financial condition.

So what does APR imply?

APR represents Apr.

The APR is a measure that is standard across all credit services and products to assist customers compare the expense of financial financial financial loans. Since the APR reflects the yearly price of fee for a financial loan, it isn’t constantly a measure that is easy comprehend when you compare financial financial loans of different lengths.

The APR is, correctly, a efficient contrast device for comparable services and products, and also to your APR, we constantly explain to you the full total price of that loan as well as the specific instalments, i.e. what you would pay off in complete. We think these records provides you with a fuller image of the expense of our financial financial loans and really should help you produce a decision that is informed certainly one of our financial financial loans would work for you personally.

I will be self-employed. Can a loan is got by me?

Indeed, at the mercy of your monetary condition.

May I possess a application that is joint my lover?

No. We just provide to people so we usually do not take applications that are joint.